Posts Tagged ‘customer’

Gel: FNSEA requires flexibility on aid

Posted in business, finance, news, people, world by admin on April 26th, 2012 | Comments Off

 

The specter of drought away with the recent rains. But the winter freeze damage to crops are more than expected as and as spring advances. "That damage is exceptionally large, Xavier Beulin regrets, FNSEA President. In total 600,000 hectares of wheat, canola and barley were destroyed by the cold wave of February. "

In a letter to the Minister of Agriculture, FNSEA asks Bruno Le Maire to trigger the emergency procedure in Europe. It provides "the inclusion of force majeure" as "a serious natural disaster affecting a major agricultural area of ​​operation", so that farmers continue to receive their aid.

The green light from Brussels

Payment of these grants is linked to European compliance by the operator of a number of criteria, including stick to crop type notified in advance. This "rotation" is defined in the declaration CAP (Common Agricultural Policy) that meet the farmers every year in May for the crops they will do next season. These conditions are required to receive direct payments. Other aid, indirect, are related to the implementation of certain agri-environmental standards guaranteed unsecured personal loan. The leaders of the FNSEA have already given the green light from Brussels. They now expect the French transposition.

Activation of this procedure will allow farmers, especially those in the north-eastern France, the winter freeze victims, not to be penalized twice: not only by the lower yield of spring planting, but also by a reduction in aid European sanctioning non-compliance of the crop rotation in their declaration CAP. Finally, the recognition of this act of God must allow an advance on anticipated aid on October 16, instead of early December.

Private insurance side, the amount of compensation that will be paid, should amount to some 70 million euros. But all farmers are far from having signed a contract to hedge. Finally, a new wave of freezing took place last week but it has affected this time departments of the central region, penalizing the orchards and vineyards.

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Ysern: "The threat of strike does not worry us"

Posted in Uncategorized, economy, home, life, world by admin on April 14th, 2012 | Comments Off

 

Since the U.S. Open in 2011, claims rumble among players. Endowments tournaments and especially to the calendar Grand Slam. To calm the discontent, the price of Roland Garros were revalued by 8.67%, while those in the first round losers go up by 20%, at a circuit where prices are 30% focused on the four best (Djokovic Nadal, Federer, Murray). Decryption.

LE FIGARO. – How did you arrive at this decision?

Gilbert Ysern. – The distribution of the wealth of tournaments, with a concentration on a small number of players has never been greater than today, is one of the peculiarities of our sport. Comparing such a discipline such as golf, which quite a lot like ours, we find that there is a greater disparity in prices. So we decided to upgrade the equipment of the players the first week. By comparison, in Indian Wells, the winner gets 130 times more than the 1st round loser. In Miami, it is 1 to 85. At Roland Garros in 2011, it was 1 to 80 and this year it will be 1 to just under 70.

Do you feel you were put in front of the players an ultimatum?

We are not in this logic. I went to Indian Wells meet the players, because it was the first time the top four were together and they have suggested. But it was not a meeting.

The strike threat was real?

No, there was no threat. We know that the idea of ​​putting pressure on the tournaments through a boycott threat has arisen in a number of players at the general meeting in Melbourne (in January) payday loans guaranteed no fax. And it could also be evoked by a handful of players at the next meeting in Miami (in March). This does not worry us, it is not the posture of players including Roger Federer, who is the Chairman of the players.

What are the exact players' claims?

Their concerns are twofold. Besides the question of the distribution of prices between them is that of the wealth generated by the Grand Slams, they believe, with 73% of revenue devoted to prices, not being quite to their advantage. The second case is more complex, because the reality of our economy is not what they believe. At the end of the year, there is nothing left in the coffers of the Federation because all resources are reinvested in tennis. It is important that players understand the ecosystem of the French model launched by Philippe Chatrier thirty years ago, which has developed alongside the Roland Garros tournament and play in the national territory, one feeding on the other.

Can we say that there will be no boycott of a Grand Slam tournament or Roland Garros or in 2012?

You can never say never, but it is my firm conviction.

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The line of DS9 surprise of the Chinese still conservative

Posted in Uncategorized, opinions, people, publications, special by admin on April 13th, 2012 | Comments Off

 

"We deliberately forced the line number 9 on our making it extremely low," warns immediately Métroz Thierry, head of the Citroen style. With only 1.27 m high and 4.94 m in length, it must be recognized that this concept car looks more like a shark of the road as a regular limousine. "This vehicle still contains all the genes of future DS," said Frederic Banzet, the brand manager for Chevron quick guaranteed personal loans.

The look of the number 9 is its first asset. Its large headlights stretched blending smoothly into a sculptural grille give it a personality that will not leave indifferent any motorist, whatever and wherever they are. This front is undoubtedly the first DS signature style.

The look of the number 9 is its first asset.

Tax revenues weaker

Posted in economics, economy, opinions, people, top news by admin on April 10th, 2012 | Comments Off

 

The main presidential candidates have one thing in common: they announce tax increases for years to come. None of them claim to return to zero deficit by cutting public expenditure only: they know that the remedy would be too much for the French social model. In addition, candidates are aware that economic growth alone will not fill the public coffers.

On this point, economists are even more cautious. Nicolas Sarkozy expects a GDP growth of 2% from 2014, Francois Hollande 2% in 2014 and 2.25% thereafter. "It would be wiser to predict growth of 1.5%," said Jean-Christophe Caffet, economist at Natixis. "And above all, to the same level, growth will generate less tax revenues spontaneously that during the expansion phase of pre-2007", warning Mathieu Plane, an economist at OFCE.

Mechanically, when the GDP is up, after the mandatory deductions. More profit, this means more corporate tax (IS), higher wages, better social security contributions and income tax (IR), etc.. But according to the type of growth, the correlation is stronger or weaker.

The economy of the early 2000s, characterized by a housing boom, was particularly conducive to tax revenue. And transfer taxes, a tax on real estate transactions, they reported to local authorities 9.6 billion in 2007, against 4.7 billion in 2000. The revenues of the ISF have almost doubled (2.2 billion in 2000, 4 billion in 2007). "Growth was also driven by household spending. A boon to the State whose main tax, VAT, sits on consumption, "adds Jean-Christophe Caffet. Finally, the SI was doped up to 2007 by record profits of banks. In a 2008 report, Philippe Marini, then general reporter (UMP) of the Senate Finance Committee, spoke of the hypothesis of a "bubble" of € 10 billion on tax burden.

"Adjustment Period"

A bubble that broke with the financial crisis. Scarce, taxes and social contributions decreased in 2009. The IS has collapsed, yielding 21 billion in 2009 against 51 billion in 2007. Since then, the tax burden returned to their pre-crisis level, with the exception of the SI (39 billion in 2011). "But if there had been no crisis, levies would exceed 23 billion that they are today. There is indeed a structural loss of revenue, "said Mathilde Lemoine, director of economic studies of HSBC.

In addition, revenues will not recover their train of yesteryear. "The growth model due to housing boom and strong consumer is finished. We have entered a period of adjustment, where wages will rise slightly. VAT, transfer duties, but also social contributions will grow less quickly, "said Jean-Christophe Caffet. So over the spontaneous surge of revenues, as before 2007. That's why taxpayers are involved since 2010. And if the economic growth forecast by the candidates was not at the rendezvous, higher taxes might be higher than 50 billion program of Francois Hollande and 16 billion provided by Nicolas Sarkozy.

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The new simplified pay slip

Posted in economic, economy, events, finance, online by admin on March 21st, 2012 | Comments Off

 

A return to basics. The model presented by Labour Minister, Xavier Bertrand, and Secretary of State for SMEs, Frédéric Lefebvre aims to make more readable the information contained in the earnings statement

Its implementation, however, requires a harmonization of the calculation of contributions that will be done in two stages payday advance.

A Day Elsewhere begins a makeover

Posted in finance, life, people, resources, world by admin on March 1st, 2012 | Comments Off

 

To provide a bright future, A Day Elsewhere facelift can not escape. The fund AtriA Capital Partners, majority shareholder of this brand of ready-to-wear "chic" for mature women, changed the executive chairman last year. Mission entrusted to Jean-Pierre Charpentier, "rejuvenate and dress the bride," says the new boss. Reinvigorate, or redressing, businesses to better sell, it's his job. This former CEO of France Loisirs has restored color to both sign Jacadi.

A Day Elsewhere door certainly does not hurt: slight profit, the company posted 187.2 million euros in turnover in 2011, up 3.5% on a comparable basis, 78% achieved in the Hexagon , which are installed 145 of its 215 stores.

However, seniors in the 2010s dressing "younger" and "Zara" than their elders, A Day Elsewhere urgently needed to afford a makeover in an attempt to conquer them. And reach more customers transgenerational, 45 to 99 years. Great first, advertising campaign of 2 million was distributed in a fashion magazine. Innovations emerge every month now, and the shops are gradually déringardisées.

Transfer of production

Exit the columns of a Greek temple and cloud ceilings kitsch. Storefronts are painted in taupe and white. Inside unfolds a light mango furniture. This new concept will rally by the end of March 30 of 215 stores. The loan-to-wear, if he retains the best-selling brand, collections "ceremony" models "cruise", gets a new line: The Essentials. An agreement with Swarovski helped to decorate jackets or coats of crystal knobs, glamourisant tailors declined in gray, black or blue.

As for accessories, an independent designer who has worked for Lancel, reinvented bags and pouches, covering them with bright leather or monogrammed coated canvas. Another, from Chanel Fantasy, has transformed the glass and plastic charms in gold or silver plated jewelry, more likely. Their prices range from 40 to 200 euros. They are made in France, where Jean-Pierre Charpentier also would like to produce more textiles. Fiber polyester, wrinkle resistant, currently produced in Korea, might as well, says he, being in the Hexagon.

A dual source of supply

The group has already relocated nearly 80% of its supply in Turkey and Eastern Europe, retaining only 20% in Asia, less competitive with rising production costs. For some products, Jean-Pierre Charpentier dual sourcing, shared between Asia and Europe. "I have adopted this system of dual-sourcing the day, when I was at Jacadi," he recalls, "we have not received the collection time for a parade." …. ….

These changes should attract 2 million customers registered in the global roster of A Day Elsewhere, Belgium, Luxembourg and Italy. For 2012, openings are provided, with the new concept, particularly in Brazil, with two to three stores by 2013, and the U.S., in department stores. Meanwhile China.

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The 5 great challenges of the next five-year agricultural

Posted in economy, finance, life, people, special by admin on February 25th, 2012 | Comments Off

1. COMMON AGRICULTURAL POLICY

A new CAP will enter into force in 2014. It is the subject of heated debate between the 27 Member States. Maintaining the EU budget – about 50 billion euros to support agricultural production and ensure food self-sufficiency – is now accepted. However, how to use this envelope to be defined. France, the first European agricultural power, receives about 10 billion euros per year.

WHAT THEY OFFER

The UMP wants to extend the measures of market regulation, such as those taken to better organize the dairy industry; together, producers can negotiate better prices facing manufacturers. The PS defends "an ambitious EU budget for the future of agriculture in its diversity". Only FN advocates the abandonment of the CAP for the benefit of … the PAF (French agricultural policy), to "distribute aid more precisely between small and large farm structures."

2. RELATIONS WITH THE RETAIL

80% of agricultural products are now sold through supermarkets. Farmers accuse him to capture the essence of the value added to their detriment. In 2000, for example, 45.1% of the retail price of a pork cutlet returned to the breeder, against 39% for mass distribution. Ten years later, the distribution was reversed in favor of the latter: it is now capturing more than half of the value against the third party only for breeders. Another example, a kilo of pears bought 17 cents to the grower retails for 3.50 euros.

WHAT THEY OFFER

To restore the balance of power among branches facing the retail, the PSet MoDemproposent solutions close: consolidation of producers in influential organizations, sustainability of existing tools such as "margin observatory." The UMPveut expand contracting, binding in milk, meat to all branches, fruits and vegetables … The FNveut review the competition law to protect farmers against abuse of dominance of supermarkets.

3. ENVIRONMENT

Farmers complain: their eyes, France is overzealous in transposing EU environmental standards. They demand a relaxation of constraints. Especially since the new CAP in 2014 provides a "greening" of aid, that is to say that the amount will depend less on the quantities produced, and more respect for the environment.

WHAT THEY OFFER

The modem wants to reduce and simplify administrative procedures such as to produce energy by anaerobic digestion. Where it takes three months to install a system in Germany, it takes three years in France. The PS wants to develop organic agriculture in France which represents only 3.1% of cultivated land and encourage short circuits, without detailing how. The UMP wants better dialogue between farmers and environmentalists, again without more concrete.

4. USE AND INSTALLATION OF YOUNG

Agriculture and food industry in France are 3.5 million jobs or 14% of the workforce. However, farm organizations denounced a crippling cost of labor for France, which has lost market share to international competitors from Europe, particularly Germany – the hourly cost of a seasonal employee is 50% less high. Approximately 7,000 young farmers set a year, including 5000 helped.

WHAT THEY OFFER

The UMP is to continue to reduce the cost of permanent agricultural employees, as outgoing majority has done for seasonal, whose hourly cost from 12 euros to just over 9. It relies on social VAT to get there. The UMP also has to keep the budget of 350 million euros of aid to the installation. For PS, there is no problem of the cost of agricultural labor. The FN promises an exemption five years of tax and social security of agricultural enterprises, without saying how it will be funded. The modem wants to establish a minimum area for installation.

5. UNIONISM FARM

The National Federation of Farmers' Unions (FNSEA), combined with Young Farmers, prevails over a half century and controls all farming institutions and organizations inter. The milk strike of 2009 has strengthened the two minority unions: the Rural Coordination and the Farmers' Confederation. They could lose its absolute majority in the FNSEA in the upcoming elections to the Chambers of Agriculture in early 2013. Bruno Le Maire was the first political right to go to their conventions. The Board of Directors of the FNSEA voted by a large majority to minority yesterday the opening of all inter-farm where she sat alone. The report also alleges Perruchot "possible hidden subsidies" enjoyed by unions from the Chambers of Agriculture, themselves financed by a tax.

WHAT THEY OFFER

UMP, PS and MoDem are unanimous in advocating trade union pluralism. Little to say and all the funding organizations.

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Working time: Unions feel shorted

Posted in business, economics, people, publications, world by admin on February 15th, 2012 | Comments Off

 

Hocus-pocus, coup, betrayal … and Socialist Trade Unions slam in chorus the vote "on the sly," Jan. 31 in the Assembly, a provision that amends the labor law. Section 40 of the bill Warsmann simplification of the law provides that "the establishment of a distribution of hours over a period longer than the week and not more than the year under a collective agreement is not a change in the employment contract. "It aims to extend a 2008 law which allows to modulate the working time per company agreement but requires the approval of each employee. A condition that prevents any modulation in practice.

Alain Vidal, in charge of employment in the Holland team, justified his opposition to this change: "A new organization of work may be incompatible with the family and personal life of each employee." ……. .

"The employee will have no choice but to accept the blackmail against new employment zones and / or pay cut, otherwise the dismissal without recourse," says Bernard Thibault (CGT).

But above all, Jean-Claude Mailly (FO) sees a "gap" to develop competitive employment agreements, while Francois Fillon has given two months to the social partners to negotiate on this idea. "This is a first step in the government's willingness to allow the employer to lower both working time and remuneration without the explicit agreement of the employee," he feared. "It is contradictory that Parliament legislates on an element of negotiation to be open, except to reduce the usefulness of this negotiation," abounds Francois Chereque (CFDT).

Short memory

"This provision only relates to working time arrangements and not contrary to the logic of competitiveness, employment agreements, to the articulation agreement in the same working time, work organization and remuneration", they responded by Xavier Bertrand wrote Same day payday loans. The Minister sees no "interference with the negotiation," which starts Friday.

Unions are also far from having discovered this provision on January 31. It had been passed in the same terms, at first reading, the … October 18. So, before Nicolas Sarkozy calls for competitive employment agreements. And social partners had been consulted on the text in September by the Ministry of Labour! The CGT had cried foul but the CFDT held that section would "in the right direction." As for the PS, he had voted in the late 1990s, laws in 35 hours, a provision that an agreement down-modulating working time would be required for each employee.

"No organization has raised the subject during the preparatory meetings at the Social Summit, nor subsequent discussions on competitiveness employment agreements," says Xavier Bertrand. "We had forgotten," says a trade unionist. The text should be considered on second reading in the Senate next Monday, and then finally adopted by the deputies on Feb. 29.

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OM richer than his rival Lyons

Posted in economic, economics, events, opinions, special by admin on February 10th, 2012 | Comments Off

 

In the midst of crisis, football clubs always brew as much money. In any case, as revealed by the Deloitte top 20 of European football clubs by revenue. For its 15th edition, the study "Football Money League" in fact reveals that the 20 richest clubs in the Old World have generated 4.4 billion euros in sales during the 2010/2011 season. This is 3% more than last season, and over a quarter of total market sales of European football. Nine of these clubs have seen their billings rise by more than 10% over the period, against only seven formations that had experienced a drop in their turnover. While these figures do not assume the financial health of clubs often heavily indebted, but reflect the ability of the persistent world of football to attract capital no fax payday loans.

OM, the club that generates more money

The overall ranking has no major upheaval (the top six ranking has not changed in four years). But the French league has experienced a revolution. Indeed, for the first time in seven years, Olympique de Marseille ranks first among French clubs. With 150.4 million euros in turnover in 2010/2010, the club OM (7 million, the 14th in the standings) delights the trophy to his rival Lyons. Recording only 132.8 million in billings over the same period, Olympique Lyonnais (OL) forfeits three places, and now points to 17th.

In many clubs, the French championship in fifth and final figure up the "big five" European (behind England, Italy, Germany and Spain).

Investment in SMEs no longer recipe

Posted in features, home, news, resources, special by admin on February 7th, 2012 | Comments Off

 

The FIP and FCPI no longer as successful … These funds were nevertheless supposed to attract the savings of the French and use it to finance long-term SME unlisted. A long-term investment (eight to ten years), illiquid, without capital guarantee but with a … boutique tax: a reduction in ISF or income tax, as desired.

But last year, this core was not enough tax. For the first time since 2006, investment funds and local mutual funds in innovation have collected less than a billion euros, according to preliminary figures compiled by Capital Finance. "Overall, the devices that qualify for a reduction of income tax have seen their collection collapse of 27%. Those that reduce the TFR fared better: subscriptions declined only 12% to 15%, "notes Fabrice Imbault, executive vice president of A Plus Finance.

The climate crisis probably did not last year prompted investors to invest long term, nor to take risks. The radius défiscalisants investments, they also often preferred "investment Scellier, whose death was announced," notes Fabrice Imbault.

The plane of the tax has been

But professionals also designate another fault: the movement of the plane tax, which last year was reduced by 25% to 22% reduction of income tax granted for these products. However, the rate granted in 2012 has shrunk 18% only. Will it be sufficient to compensate in the eyes of policyholders, the investment risks and constraints, there will be sufficient to continue to attract subscriptions? The stakes are high, when many small businesses are afraid to have more difficulty obtaining bank loans and seek more stable funding.

More and more management companies adjust their strategy in any case. They are moving away from FIP and FCIC, whose management constraints (imposed by the state in exchange for tax benefits) they seem to become too heavy. And are more interested in venture capital funds (mutual funds, venture capital). More confidential funds, reserved for wealthy investors who do not seek a tax cut, but want to diversify their assets on SMEs, in the hope of good performances. "Many subscribers are themselves leaders or former leaders of society, and ready to accompany young dynamic SMEs that develop," says Foucault Delannoy, associate Cape Horn Invest.

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