"60% of the hotel offer the Web in their facility to their customers, providing Mark Watkins, president of Coach Omnium, research firm specializing in tourism. For now, about half of the hotels are equipped with pay around 5 euros per hour. Two out of three customers accept when they have no choice, but they find it outrageous. This is not a money problem. For them, it's petty. "

Paradoxically, economy hotels tend to offer the connection and it is the high-end hotels that charge the most expensive.

So, the tour operator sells proportionately more trips to the United States, its first destination (6.7% of sales in the first half), Italy (4.3%) and Vietnam (3.7%). However, the weight of Morocco (3.4%) and especially Egypt (3.2%) melted over the last year.The brochure Israel-Palestine, launched a year ago, has attracted 800 customers, 2 million euros in turnover.

Last year, Voyageurs du Monde has 130,000 people travel, having to afford a vacation cost between 1500 euros (Terdav) and 2200 euros (Voyageurs du Monde). This year, they should be more numerous, and their average spending unchanged.

Since September, the backlog for this winter is stable. In the first half, Voyageurs du Monde recorded a turnover of 101.5 million euros (3.60%), and a net loss of 3.2 million (- 1.9 million a year earlier) . "We are structurally deficient in the first half because we support 50% of charges with only 40% of our annual," says Alain Capestan, Executive Director.If prognostic already year 2012 "difficult", it aims for 2011 an increase of 2 to 4% of sales, operating income stable, but net income declined, mainly because of differences currency movements.

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The examination of the text in the Committee gave an idea of ​​the issues that should be hotly debated in the majority, and amendments likely. The major themes: the subjugation of parental leave benefits (CLCA) to the CSG, the reduction in benefits for loss of work and the fight against fraud.

On this point, several amendments of the UMP Dominique Tian were approved by the Committee on Social Affairs. "I support and I ask the group to vote, says the boss of UMP deputies, Christian Jacob.They stem from the report of the assessment mission and control of social security (MECSS), adopted unanimously, "left and right confused.

The first is to redefine the concept of "single person", which comes into play in the payment of benefits as the single parent allowance (API, now part of RSA). "That is to reverse the burden of proof. Anyone applying for the allocation should show that it is only to take on household expenses: rent, electricity, etc.. "

Another measure supported by Christian Jacob, the suspension of all benefits in the event of obtaining a number Safely from forged identity documents."Credit unions did not have that opportunity, which of course added to criminal sanctions," said the president of the UMP group.

Recalculation of benefits sick

Former Minister for Family, Christian Jacob is also aligned with the Committee on Social Affairs to refuse to submit to the 6 payday loans.2% CSG few hundred euros a month if paid parental leave. The measure, sought by the government, must report 140 million per year.

Another controversial issue up within the majority: the new method of calculating sick leave benefits, which reduces the amount of about 6% to a gain of 220 million.The issue will be discussed at today's meeting of the UMP group.

Additional tools to fight against fraud they relate enough to give these provisions without widening the deficit? Yves Bur questioned, at least in the short term, these tools put the time to bear fruit.

"The fraud MECSS evaluates the single parent allowance in the range from 160 to 300 million euros a year, and those arising from forgery to 1.3 billion, said Christian Jacob. By definition, quantify the extent of fraud is difficult and estimates are wide.But it is important symbolically, when efforts are required from all the French, to hit hard on fraud. "

Yves Bur adds other proposals to generate more savings: lower third of the threshold for taxation of benefits breach of contract work (out of court for dismissal …) to 72,700 euros, or launch tenders for the supply of generic drugs and drive down the price as well. He hopes to gain large enough to give up the measure on sick leave … while fearing that the government, looking for additional savings, retains all final.

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The Finance Act 2012 goes a new movement of the plane 10% of the 14 tax loopholes already affected in 2011 (rental investment schemes, investment in unlisted companies including …). Although the tax credit for taxpayers conducting energy conservation work in their primary residence is no exception to the planing, the government decided to initiate a reform of assistive devices to the improving the energy performance of dwellings. He wants to promote major renovations including the return on investment is sometimes more than thirty years.This work financially unattractive, however, are needed to achieve the 38% reduction in consumption of existing buildings in the park, set by the Grenelle Environment Forum.

What work is encouraged?

To reach its target of 400,000 retrofits thermal year, the government intends to achieve more attractive bunches of work. Thus, taxpayers carrying the same year, at least two categories of work will receive a tax credit rates increased by 10 points, but the rate so obtained may not exceed 45%. This may include, for example, the joint realization of the wall insulation and the roof, along with installing a new boiler performance or installing a heat pump.The device, which was completed December 31, 2012, is extended for three years.

Bercy does he discourage some work?

Indeed, work is now less efficient on the spot. Thus, the installation of double glazed windows, entry door or shutters in a house no longer open right to the tax benefit if it is not accompanied by other work faxless payday advance. And when applied, the rate of the tax credit will be lowered to 11% in 2012. Similarly, the tax credit for installing solar panels for electricity production is seriously dented. The rate will increase from 22% to 13% and the tax benefit will be subject to a specific ceiling, set by decree.Costs savings are now included in an overall ceiling of € 8000 multi for a single person and 16,000 euros for a married or civil union, this amount being increased by € 400 per dependent.

Funding arrangements will they be improved?

In 2011, only 50,000 Eco-PTZ (interest-free loans granted for thermal renovation of housing) have been granted. A figure well below the objectives of the Grenelle Environment Forum. Therefore the government intends to make it more effective. Its maximum reimbursement would increase from 10 to 15 years when financing the simultaneous production of at least three kinds of work. This would apply to offers of loans issued from 1 April 2012.Similarly, to allow low-income households to achieve these major renovations, homes with an income tax benchmark tax is less than 30,000 euros per year will earn the Eco-PTZ and the tax credit. And, for offers of loans issued from January 1, 2012.

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In a statement, the three governments reaffirmed their solidarity in the search for a solution that is shaping the future of Dexia, and ensure the management of the banking group, their full support."The proposed solution, which is also the result of intense consultations with all relevant partners, will be presented to the Board of Directors of Dexia which is responsible for approving proposals", they said, without giving more details on how they have learned.

A purchase of 100% of the Belgian branch

Sunday morning, Finance Minister Didier Reynders had indicated in an interview with the RTBF channel that Belgium did not exclude to redeem all of Dexia Bank Belgium (DBB), the Belgian entity of the bank. The price of DBB is estimated between 3 and 7.5 billion euros, and the Belgian State is priced in the low end. "The state will rise sharply in power. If we were 100% (in the capital of Dexia Bank Belgium), I do not rule, we do not intend to stay indefinitely. This does not mean that we will stay three months or six months, "he said.Given the scale of the debt crisis, the Minister of Finance estimated even possible that the state is still present in the capital of DBB in three to five years on line pay day loans.

The scheme favors dismantling of Dexia now a nationalization of the Belgian entity, Dexia Bank Belgium and in France the creation of a new bank dedicated to local communities. This would take the portfolio of loans to local Dexia's a small part comes in the form of toxic loans in the heart of the turmoil for several months. Other assets such as Denizbank, the Turkish subsidiary, Dexia BIL in Luxembourg or be sold. Quatar's sovereign wealth fund would also be interested in the latter entity. The amount of these operations is unknown.

Belgium Dexia has already saved the first time in 2008 by injecting, like Paris, three billion euros.So now it seeks to limit the bill, said Saturday the Belgian daily L'Echo.

In the spirit of Belgian politicians, the idea is to have a solution on the table before Monday morning and the opening exchanges in Europe. Belgian Prime Minister Yves Leterme wants the government proposals to be endorsed soon.

(With agencies)

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Today, all forty major French companies weighed on the stock exchange the equivalent of 794 billion euros no fax cash advances. This figure may seem high to the uninitiated, but it is actually little more than the book value of assets of companies entering the CAC 40.The fall in prices has reached such proportions that the largest industrial groups in the rating on the stock exchange deal at the price of factories, stocks of goods or land on which are built warehouses or stores.

But two days after the announcement of new austerity measures, the Greeks hardly accuse the coup.To get the sixth installment of the loan of 110 billion euros, or 8 billion euros, the government's attack this time directly to households: 20% discount on pensions in excess of 1200 euros months, 30,000 employees laid off and placed in lowering the threshold of non-taxation to 5000 euros per year.

For Thanassis, college teacher, the situation has become untenable. "For eighteen months, we wake up every morning with a knot in my stomach until the next sunset," says he. So far, Thanassis did not participate in strikes, but this time he is running out: "My wife earns only 400 euros per month and will now be imposed.As for me, in addition to the reduction in my income, it imposes upon me a new solidarity tax … I can not pay, they send me to jail, it will always be better than being homeless ".

Strikes cascade

Thursday, the streets of Athens were paralyzed by the strike of public transport and taxis, while teachers and municipal employees will do so instant payday loan. As a result, the Greeks had taken their cars, contributing to the formation of traffic jams. In turn, air traffic controllers stopped work four hours, forcing airlines to cancel or delay flights. And this is only the prelude to an end of September and October ahead particularly hot socially.

Even today, the whole country will again be largely private transport.From next Tuesday, taxi drivers planned a second strike of forty-eight hours, renewable. Before the nationwide general strike scheduled for 19 October, Greece is going to live on a chaotic rhythm.

For Pavlos Tzimas, a political analyst, the malaise is deeper. It may even, says he, to turn against the government: "This can not continue. Every three months, it was announced to the Greeks a new package of austerity measures. The government has overestimated its austerity program and has underestimated the weight of the recession. "

The business concern as well. "There is no compass, this government does not know where it goes," Constantinos Michalos rebels who heads the Chamber of Commerce and Industry of Athens.

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The rating agency also reserves the possibility to study "the implications of such an event on the ability of management to grow the sales of the investment bank in a suitable manner in terms of risk and the potential impact on profits of another setback on that front free business cards. " And Moody's adds: "Similarly, we will consider the potential implications of such an event on the reputation of UBS to its customers of its private banking and wealth management."

However, Moody's believes that the examination of the situation "is unlikely to lead to damage of more than one notch."The bank in turn stated that the case was likely to plunge into the red its third quarter results, but that customers should not suffer directly.

Markets, the penalty was immediate: the title UBS closed Thursday down 9.75% to 10.80 Swiss francs in a market up 0.29%. It must be said that the bank accumulated problems. In 2008, she was among the banks most exposed to subprime. More recently, the bank paid the $ 780 million U.S. in tax evasion Affiris. And some observers are quick to mention the outright end of the business of investment bank UBS.

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In any case, what emerges from the latest wave of the Baro-Eco Viavoice for HEC, Le Figaro and France Inter, in August, the total fertility fell by 30 percentage points from May "Unheard of. And, – 55, the index fell to its lowest level since its inception in 2004, "insists François Miquet-Marty, president of Viavoice.

All indicators are in red and some even collapsing altogether. Thus, three out of four frames (+ 25 points) expect a deterioration in living standards in France in general in a year, against one in two in May.And nearly eight in ten (39 + points) forecast an increase in unemployment in the coming months (the survey was conducted before the publication of poor figures from July). "The extent of the deterioration of macroeconomic indicators is particularly worrying," believes François Miquet-Marty No teletrack payday loans.

Fear of a recession

In this context, it is not surprising that they are pessimistic about the evolution of the economic situation. Seven in ten think that France "will again be in recession" over the coming months."The risks of recession concern especially as states now have more ways to revive the economy," said President Viavoice.

The personal perspectives of white-collar darker too, even though the labor market frameworks remained well oriented in July, according to latest statistics from the Apec, with offers up 67% over 12 months. According to the barometer Viavoice near a two-part (+ 16 points) think their personal financial situation "will deteriorate." More than eight in ten believe that the opportunities to advance their careers will be "weak". "Vote the budget framework of Franco-German proposals against the crisis, G20 in the fall: the appointment of school appear to be crucial to restore the confidence of executives," said François Miquet-Marty.

Click the preview to enlarge the graphic.

The data disclosed by the monitoring body of the press in France also show that only three titles, which is in addition the business daily Les Echos, finally take their game in the first half. From January to June, the spread paid France's Liberation, headed since February by Nicolas Demorand has increased by 4.97% over the same period last year, reaching 118,416 copies.The World has gained 2.66% to 293,650 copies. The media group controlled by the trio "BNP" (Pierre Berge, Xavier Niel and Matthew Pigasse) announced Friday that he expected an operating profit in 2011. In the first half, the group Le Monde "reported an operating profit of 2.3 million euros," he said. For its part, Le Figaro, which prepares a modernization of its formula to the end of September, has remained in the lead with a paid circulation of 326,490 copies, France, an increase of 1.21%.As for the special daily Les Echos group LVMH, the increase was 1.49% (121,956 copies).

Sharp decline in "France-Soir"

In contrast, all other securities of national daily press recede in the first six of the year: -7.53% for equipment (273,157 copies), -5.12% for La Tribune (65 445 ex.) – 3.69% for Le Parisien (290 690 ex.) -3.04% for Today in France (159 291 ex.) and -2.09% for the Cross (95 669 ex.). The fall of the highest returns to France-Soir that loses -12.10% to 63,741 copies. The title was placed last Monday in backup process for four months by the Commercial Court of Paris. Controlled by Alexander Pugachev, France-Soir has achieved a turnover of 17 million euros in 2010 against 9.6 million in 2009. At the same time, operating income totaled a loss to -31 million euros (-12.9 million against in 2009).The first half of 2011, its sales totaled 6.1 million euros for an operating result of -12.8 million, according to data reported earlier this week by its shareholder.

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