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While the latest statistics show an automotive market at half mast and some European manufacturers are expressing their concerns, the cars bought in France have never reached such high prices. According to The Argus, which published his 2011 portrait of the average car in France, the average price reached 21,181 euros, against 19,767 eurosen 2010. An increase of 1,414 euros (+12%) in one year!

According to The Argus, this trend is explained by the end of the scrappage scheme. And the French did not hesitate to turn to larger cars. The average vehicle in 2011 in France measure 4.19 meters long, 1.76 wide and 1.54 high. It weighs 1266 pounds and consumes 5 liters of fuel per 100km to 126 grams per kilometer of CO2 released.

The luxury SUVs are popular

The Argus notes and a sharp decline in so-called urban cars (-26%). The family (10%), major roads (37%) and minivans (18%) have however taken advantage of this change in consumption pattern. The SUV (Sport Utility Vehicle), including luxury, are also popular. And the price of the latter increased by an average of € 3660! Overall, the share of cars with less than 15,000 euros in sales in 2011 is 19%, from 15,000 to 25,000 euros, 45%, and more than 25,000 euros, 36%. In 2008 these shares were 24%, 46% and 29%.

The study of the Argus corroborates previously published figures by the Committee of French Automobile Manufacturers (CCFA) and published by Challenges. They reported a price increase of 15% compared to 2010. The average price of new vehicles, all brands, has reached 22,800 euros according to the CCFA. A rise in prices seen in all countries where a grant has been established to support the sector.

But if they are willing to spend more to buy a car, the French did not mean abandoning another means of transport, more environmentally friendly. He would have sold more than 3 million bikes in 2011. A figure up 5.5% over the previous year.

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Puma has taken the bull by the horns. At 33, Franz Koch, boss operational in nine months, is in his sneakers and his goals: "Back on the attack" ("return to the attack"), the five-year stimulus offensive launched in late 2010 after two years of restructuring, is, he assures, "on track, although we have much work." It must propel the feline claw in Bavaria, a subsidiary of PPR since 2007, 4 billion in revenue in 2015. 3 billion have been taken last year, thanks to a 11% increase in sales, driven by emerging countries. For 2012, the Olympics and the European Football Championships, the third sporting goods company remains cautious and expects an increase of 5 to 10% of its revenue and 5% for net income.

Sign that times have changed for Puma, the group revives right now with a strategy that he had put a halt in 2009, amid plummeting results: "We started to open its own stores, net balance, last year, "says Franz Koch. So again the griffeétend its own network of 500 stores, needed to control its image. Sales have increased by 9.5%, to 515 million euros. The 2015 plan should get their share in turnover of 17% to 20%.

In France, where Puma had only five clearance shops and a Parisian concept store, a second will open in May. Tens will follow in the world. But the bulk of its sales are made in multi-brand stores and franchises, especially in China (1000 to 1200 franchise worldwide, and one hundred openings are planned).

To restart the machine, Puma, inventor of the "sport lifestyle", sporty daily, draws another lesson from the past: his offer was not enough "cool." Thanks to a campaign on Facebook and stores, Puma seduces young again: darts and table football in the welcome new concept stores. "Our customers perceived primarily as a Puma shoe brand, which represent over half of our sales, we have therefore given to the center of new stores," said Franz Koch cash advance loan no fax.

Back to the roots

Among the new Re-Sweden tennis a 100% recycled vintage sneakers DJ contrast to children who issue jingles with every step. According to a consultant, next winter, new lines dedicated to fight back 10-18 years to Nike or Adidas Neo new brand for girls.

At a time when the loan-to-wear classic suffers, Franz Koch also wants to give more room for sports performance, "the lure less volatile than fashion." Sales of items for football, motor racing, athletics, sailing and golf will rise from 35% of sales to 40% in 2015. Lifestyle and fashion come down from 65 to 60%.

This return to roots sport is based on an acceleration in the sponsorship and sports marketing. The leading football in Africa has strengthened its contracts with the Italian Football Federation and Dortmund, two gun teams in European football championships. And implementation, the London Olympics, the Jamaican athlete Usain Bolt, who signed an online. Her delegation will wear shirts designed by the daughter of Bob Marley.

Puma will also more technical innovations derived products in its sports mode, for example, doubling a black trench for the city of tissue heat reflector, from sailing. To achieve this, Puma must deploy its innovation and provides only 10% of the range were there is little common to all countries. "Over the cycle of product innovation, broke out between different countries, too many products were abandoned, contributing to eroding margins," says one consultant.

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A return to basics. The model presented by Labour Minister, Xavier Bertrand, and Secretary of State for SMEs, Frédéric Lefebvre aims to make more readable the information contained in the earnings statement

Its implementation, however, requires a harmonization of the calculation of contributions that will be done in two stages payday advance.

We can no longer say that sports fans are more addicted to TV land … In 2011 only, the Internet has indeed surpassed for the first time on television as their main source of sports information for young people. This is the main lesson of the annual study that Havas unveiled Wednesday as part of the Global Sports Forum (GSF) of Barcelona, ​​which runs until March 9. Entitled "Globalization and new media in sport", it looks in seven countries on the media behavior of sports fans over 18 years, that is to say, those who inform on the subject at least once a month.

Among them, the fans 18 and 35 years are 36.1% to learn about their sport or favorite team on the web, against 32.1% on the small screen. "Consumption" live "is increasingly complemented by a consumer" share "around the sporting event, explains Lucien Boyer, CEO of Havas Sports & Entertainment, which organizes the GSF. With a plebiscite for the video, since 48% of fans prefer this type of content written contributions. "It must be said that these images are often not available on other media.

Among younger (18-27 years), social networks Facebook and Twitter, growth drivers, topped platforms used, whereas 28-35 years have more trust in traditional media sites. All ages, television is still the media king to watch sports, because 94.3% of fans use it at least once a day for information. "The consumption of sports on the Internet is added to that on the small screen, it does not cannibalize, based Lucien Boyer. People tweet while watching Madonna at halftime of the Super Bowl final: there is a diversity of topics, shared across multiple screens. "

More international meetings

Second great lesson of the study: internationalizing the content, the Web supports the demand of international meetings of the fans. A third of them (35.8%) prefer "largely" local meetings. Apart from the English fans, all would also see more games from foreign leagues on their screens (60 to 80% by country). Globalization of content that plays on the reputation of the championships, especially in football. The prize is awarded to the English Premier League, which manages the feat to bring more fans abroad (58.9%) than at home. Like Barca Catalan (60%). Instead, the French league, still sealed by the fiasco of the World 2010, suffers from a strong lack of image, with only 5% of fans outside the hexagonal borders.

Originality, this year, the panel studied include Poland, within weeks of the start of the Euro 2012 football championship held in the country and Ukraine. A market that stands out from any influence of social networks, for reasons of Internet penetration. His teams also benefit from a more strongly associated with purely sporting values ​​(win games, offering a beautiful game …). This is not the case teams in Western Europe, associated with values ​​of "sports business". Chief among the objectives cited by respondents for these clubs seeking sponsorship, ticket sales and merchandising.

In the midst of crisis, football clubs always brew as much money. In any case, as revealed by the Deloitte top 20 of European football clubs by revenue. For its 15th edition, the study "Football Money League" in fact reveals that the 20 richest clubs in the Old World have generated 4.4 billion euros in sales during the 2010/2011 season. This is 3% more than last season, and over a quarter of total market sales of European football. Nine of these clubs have seen their billings rise by more than 10% over the period, against only seven formations that had experienced a drop in their turnover. While these figures do not assume the financial health of clubs often heavily indebted, but reflect the ability of the persistent world of football to attract capital no fax payday loans.

OM, the club that generates more money

The overall ranking has no major upheaval (the top six ranking has not changed in four years). But the French league has experienced a revolution. Indeed, for the first time in seven years, Olympique de Marseille ranks first among French clubs. With 150.4 million euros in turnover in 2010/2010, the club OM (7 million, the 14th in the standings) delights the trophy to his rival Lyons. Recording only 132.8 million in billings over the same period, Olympique Lyonnais (OL) forfeits three places, and now points to 17th.

In many clubs, the French championship in fifth and final figure up the "big five" European (behind England, Italy, Germany and Spain).

Lefigaro.fr – The gap between interest rates of French and German bonds this week hit levels not seen for 20 years (200 bp). French government bonds are they a safe investment?

Philippe Mimran – all depends what you mean by "safe." If this is the sense of repayable loan, the answer is yes. France is able to repay its debts. However, if the sense of an investment that does not generate short-term losses, the answer is no. In other words, the French government bonds are no longer as safe as German bonds. Financial markets expect interest rates continue to rise. This difference of 190 basis points is the same as that between Italian bonds and German bonds in July.The French bonds are more risky than a month ago, European banks sell massively.

Why?

The rules for accounting for government bonds in banks' balance sheets have changed. Until then, when a bank subscribed to an obligation of 100 million euros to 2.5%, it maintained that amount on its balance sheet and collected an annual coupon of 2.5%. And, regardless of the carrying amount of the obligation. Now, if the title is only worth 90 million euros, it instantly suffer a loss of 10%. The balance sheet of banks is affected. For secure, regulators require them to strengthen their capital.

Private companies have indeed created 110,000 net new jobs over the month (Articles Analysts had expected 100,000). ADP also revised up sharply the number of hires in September to 116,000.

The traditional weekly oil stocks should also be unveiled this afternoon.

On the foreign exchange market, the euro regained some strength, however, rising by 0 fast cash loans.83% in late morning at 1.3775 dollars. Shaken by the announcement of a referendum in Greece on the bailout, the euro fell to 1.3609 dollars Tuesday, its lowest level since Oct. 12.

New salvo of results

As for values, the banking sector that has suffered the consequences of yesterday's bounce in the euro zone, expected to focus attention.

The draft budget for Social Security in 2012 began his career tonight in the Chamber of the Assembly. The text provides € 17.6 billion deficit of the general system (Old Age Solidarity Fund included), after 22 billion this year and 28 billion in 2010.

The examination of the text in the Committee gave an idea of ​​the issues that should be hotly debated in the majority, and amendments likely. The major themes: the subjugation of parental leave benefits (CLCA) to the CSG, the reduction in benefits for loss of work and the fight against fraud.

On this point, several amendments of the UMP Dominique Tian were approved by the Committee on Social Affairs. "I support and I ask the group to vote, says the boss of UMP deputies, Christian Jacob.They stem from the report of the assessment mission and control of social security (MECSS), adopted unanimously, "left and right confused.

The first is to redefine the concept of "single person", which comes into play in the payment of benefits as the single parent allowance (API, now part of RSA). "That is to reverse the burden of proof. Anyone applying for the allocation should show that it is only to take on household expenses: rent, electricity, etc.. "

Another measure supported by Christian Jacob, the suspension of all benefits in the event of obtaining a number Safely from forged identity documents."Credit unions did not have that opportunity, which of course added to criminal sanctions," said the president of the UMP group.

Recalculation of benefits sick

Former Minister for Family, Christian Jacob is also aligned with the Committee on Social Affairs to refuse to submit to the 6 payday loans.2% CSG few hundred euros a month if paid parental leave. The measure, sought by the government, must report 140 million per year.

Another controversial issue up within the majority: the new method of calculating sick leave benefits, which reduces the amount of about 6% to a gain of 220 million.The issue will be discussed at today's meeting of the UMP group.

Additional tools to fight against fraud they relate enough to give these provisions without widening the deficit? Yves Bur questioned, at least in the short term, these tools put the time to bear fruit.

"The fraud MECSS evaluates the single parent allowance in the range from 160 to 300 million euros a year, and those arising from forgery to 1.3 billion, said Christian Jacob. By definition, quantify the extent of fraud is difficult and estimates are wide.But it is important symbolically, when efforts are required from all the French, to hit hard on fraud. "

Yves Bur adds other proposals to generate more savings: lower third of the threshold for taxation of benefits breach of contract work (out of court for dismissal …) to 72,700 euros, or launch tenders for the supply of generic drugs and drive down the price as well. He hopes to gain large enough to give up the measure on sick leave … while fearing that the government, looking for additional savings, retains all final.

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PepsiCo has the sequence of ideas. In 2005, the U.S. giant had failed to put its plans to buy Danone. But it remains today in its desire to add yogurt to its offer. PepsiCo is indeed about to enter the market in the United States, where he will face two well-known leaders in France: Dannon, Danone's subsidiary that produces and distributes America 6 million pots of yogurt a day, and General Mills, number two, which has confirmed its ambitions by acquiring 51% of Yoplait.

In search of food markets growing, the boss of PepsiCo, Indra Nooyi, displays for months his ambition to enter the dairy sector. The group is indeed under pressure from shareholders to boost its growth, to compensate for the decline of its traditional soft drinks in the United States.The yoghurt market in contrast has almost doubled over the past decade in America.

The Wall Street Journal, the multinational company is in talks to create a joint venture in the United States with German dairy group Theo Müller. The latter, already present in the UK since 1995 with its brand Müller Corner, also happens to be looking for expansion outside Europe. The brand and type of yogurt that the alliance wants to produce is not yet known. No more than the amount that the two partners plan to invest easy payday loans.

Positive

With dairy products, Pepsi expand its portfolio of 19 product lines that each generates over a billion dollars in revenue, and would complement its offering food to the radius, at present limited to Frito Lay chips and other crackers Doritos and Cheetos.Above all, the yogurt group would bring to the positive image of the nutritional point of view. Soft drinks like Pepsi, Gatorade, Mountain Dew and Seven Up, are criticized for their high sugar content and are regularly projects surcharges, while snacks are for their salt content.

PepsiCo has already begun to diversify into less controversial products: fruit juices, with the acquisition of Tropicana in 1998, or breakfast cereals with the acquisition of Quaker in 2001. One of the strategic group is also to develop snacks and other snacks made from healthy products. The firm has for example launched last year Tropolis, mashed fruit presented in liquid water bottles for children.By creating a center last year called "Global Nutrition Group," PepsiCo has set a goal to triple its turnover in 2020 in this niche products based on fruit, vegetables, grains and of milk. Dr. Mehmood Khan, an endocrinologist came from the famous Mayo Clinic, was engaged in conduct that set.

With the individual

The Finance Act 2012 goes a new movement of the plane 10% of the 14 tax loopholes already affected in 2011 (rental investment schemes, investment in unlisted companies including …). Although the tax credit for taxpayers conducting energy conservation work in their primary residence is no exception to the planing, the government decided to initiate a reform of assistive devices to the improving the energy performance of dwellings. He wants to promote major renovations including the return on investment is sometimes more than thirty years.This work financially unattractive, however, are needed to achieve the 38% reduction in consumption of existing buildings in the park, set by the Grenelle Environment Forum.

What work is encouraged?

To reach its target of 400,000 retrofits thermal year, the government intends to achieve more attractive bunches of work. Thus, taxpayers carrying the same year, at least two categories of work will receive a tax credit rates increased by 10 points, but the rate so obtained may not exceed 45%. This may include, for example, the joint realization of the wall insulation and the roof, along with installing a new boiler performance or installing a heat pump.The device, which was completed December 31, 2012, is extended for three years.

Bercy does he discourage some work?

Indeed, work is now less efficient on the spot. Thus, the installation of double glazed windows, entry door or shutters in a house no longer open right to the tax benefit if it is not accompanied by other work faxless payday advance. And when applied, the rate of the tax credit will be lowered to 11% in 2012. Similarly, the tax credit for installing solar panels for electricity production is seriously dented. The rate will increase from 22% to 13% and the tax benefit will be subject to a specific ceiling, set by decree.Costs savings are now included in an overall ceiling of € 8000 multi for a single person and 16,000 euros for a married or civil union, this amount being increased by € 400 per dependent.

Funding arrangements will they be improved?

In 2011, only 50,000 Eco-PTZ (interest-free loans granted for thermal renovation of housing) have been granted. A figure well below the objectives of the Grenelle Environment Forum. Therefore the government intends to make it more effective. Its maximum reimbursement would increase from 10 to 15 years when financing the simultaneous production of at least three kinds of work. This would apply to offers of loans issued from 1 April 2012.Similarly, to allow low-income households to achieve these major renovations, homes with an income tax benchmark tax is less than 30,000 euros per year will earn the Eco-PTZ and the tax credit. And, for offers of loans issued from January 1, 2012.

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